Fair Lending Activity: Calm On The Surface, Churning Below

By Michelle Rogers, Josh Kotin and Margaux Curie (September 1, 2023, 1:32 PM EDT) -- "Fairness" in financial services has been the watchword of the Biden administration's consumer financial services policy from day one, with the administration making a number of big pronouncements to combat redlining,[1] appraisal bias,[2] digital marketing,[3] and bias in the deployment of artificial intelligence and machine learning tools throughout the underwriting process.[4]...

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